The cost of car insurance premiums are set to rise by 14% in 2023 and prices will not stabilise until 2025. This is the assessment of consultancy firm Oxbow Partners in a new report they have just published. So what's behind this trend and how is car insurance priced in the first place? We explain … Continue reading Why are car insurance premiums on the rise? →

Over the last few days you may have noticed that petrol and diesel prices have started to fall. The members of the Organisation of the Petroleum Exporting Countries (OPEC) have in recent weeks increased oil production. This has sent the wholesale price of petrol down from £1 to 80p per litre. A Total Car Check … Continue reading UK fuel prices fall but higher prices are here to stay →

WLTP stands for the Worldwide Harmonised Light Vehicle Testing Procedure. It is a global standard for testing the fuel economy and emission levels of vehicles. It was introduced in 2017 and extended to all cars and vans from September 2019. Why was it introduced? Since the early 1990s a New European Driving Cycle (NEDC) test … Continue reading What is WLTP and why does it matter? →

In these difficult and costly times everyone is looking for ways to save money to weather the current cost of living storm. At Total Car Check we know the risks and costs associated with buying a used car. But on top of the initial purchase UK motorists spend on average £3,500 a year running their … Continue reading Top 5 car money saving tips →

The Chancellor of the Exchequer, Rishi Sunak unveiled his Spring Statement in the House of Commons today. We summarise below the key measures that have been announced that impact on motorists: Fuel duty cut by 5p per litre The change takes place from 6pm tonight (23 March) and will remain until March 2023. The Government … Continue reading How does the 2022 Spring Statement affect motorists? →

On 23 March the Chancellor of the Exchequer, Rishi Sunak will give what is arguably the most difficult budget statement for many years that the Government has had to make. The dilemma for the Chancellor - how can Government pay for the £300bn+ it has borrowed so far to tackle Covid-19 given the current cost … Continue reading Spring Budget 2022: Will Motorists Get a Government Lifeline? →

The European Commission (EC) has published proposals for a new European Data Act which aims to ensure that a wider range of stakeholders can be granted access to product usage data in order to foster competition and innovation. The legislation will also give more control to consumers to determine how data generated by their usage … Continue reading EU proposes new measures on the sharing of car data →

Every year, millions of car insurance renewals are sent to drivers. Often, the quote comes in higher than the previous year. You typically face two choices: Spend time on comparison sites to find a cheaper deal. Let the policy auto-renew and pay more for being “loyal.” However, this changed when the Financial Conduct Authority (FCA) … Continue reading How to Ensure Your Car Insurance Renewals Are Compliant →

On 25 March 2022 changes to the Road Traffic Act will prohibit drivers using phones for 'standalone' functions in vehicles and make it easier for the police to carry out enforcement responsibilities. Previous loopholes under the law are being closed, so the general message - don't use mobile phones while driving unless you can do … Continue reading Tougher mobile phone rules coming into force →

This Valentine’s Day, the Financial Conduct Authority (FCA) has delivered some welcome protection for consumers. If you’ve recently visited a dealership and used BNPL services like Klarna, Clearpay, Laybuy, or Openbuy to pay for vehicle add-ons—such as extended warranties, GAP insurance, or similar—you could receive money back. In fact, the FCA’s action isn’t limited to … Continue reading Used BNPL for car insurances? What You Should Know →