Buying and maintaining a car is a significant investment, so it’s essential to know your rights if something goes wrong. That’s where ADR — Alternative Dispute Resolution — comes in. ADR provides a clear, structured way to resolve disagreements without the time, stress, and cost of going to court. In this article, we’ll explain what … Continue reading ADR in the Car Industry: Why It Can Be So Important →

Updated 15 October 2026 with the FCA's latest guidance. If you took out finance on a car, van or motorbike between April 2007 and November 2024, you may be owed compensation because of how the dealer or broker was paid. The Financial Conduct Authority (FCA) has set up a compensation scheme, and it expects people … Continue reading Car Finance Compensation: Where Things Stand in 2026 →

Unit stocking finance often confuses many used car buyers. This term appears frequently on vehicle history checks, which can reveal important financial information about a car. Understanding what unit stocking finance means is essential before making a purchase, as it can affect the buying process. What exactly does it mean? Should you worry if a … Continue reading Unit Stocking Finance: What Car Buyers Need to Know →

Car finance options often include spreading the cost of a vehicle rather than paying the full price upfront. Using car finance makes this possible, allowing you to manage payments over time. Understanding your choices and knowing your rights helps you secure the best deal and avoid common pitfalls. Common Car Finance Options 1. Hire Purchase … Continue reading Car Finance Options: What Every Buyer Should Know →

You can sell cars on finance. Thousands of people do it in the UK and it's easier than you think. So if you need some extra cash or are looking to move into a new car then we set out the steps for selling a financed car below. Understanding your finance product Secured finance Personal … Continue reading Cars on Finance: How to sell and profit →

Last week the Bank of England raised interest rates to 5% in response to prices rising by a further 8.7% in May. Many motorists relying on car finance may now be facing financial difficulties as their mortgage or rent payments increase. We explain why this action has been taken and outline the help lenders must … Continue reading Car finance debt – the support that lenders can offer →

In the summer a new Consumer Duty will be introduced that will affect the way motor vehicles are sold. We cover what these new rules are below and what car buyers should expect from dealerships and lenders. What is the new Consumer Duty? It's new regulations that the Financial Conduct Authority (FCA) has introduced to … Continue reading New Consumer Duty and its impact on car buyers →

Updated 19 October 2026. Outstanding finance is one of the costliest problems you can inherit with a used car. If the seller still owes money on a hire purchase or PCP agreement, the car belongs to the lender, not to them, and it can be taken from you. This guide explains what outstanding finance is, … Continue reading Outstanding Car Finance: A Complete Guide to Buying Safely →

Finance and insurance are now a standard part of car dealership sales. If you’ve bought a car in recent years, you’ve almost certainly been offered them—whether through finance packages or add-on insurance products. Dealers earn extra income from these sales through commissions paid by lenders, brokers, and insurers, giving them a strong incentive to push … Continue reading Finance and Insurance by Dealers: Key Things to Know →

There aren't too many people that get excited by new rules and regulation. But when they provide helpful protections and raise standards for consumers they are so very important. Cue the Financial Conduct Authority's (FCA's) new Consumer Duty which is due to come into force in July 2022. What is the new Consumer Duty? It's … Continue reading FCA’s new Consumer Duty: Raising Car Buyer Standards →